A longer and more useful version of the free library session, capped at eight people so everyone gets time on their own situation. Three hours on a Saturday morning at the Meramec Street office, coffee and something to eat included. We cover what lenders actually check and in what order, credit scores and the handful of moves that genuinely raise one within ninety days, what a down payment really needs to be in St. Louis by loan type, the full list of city and state assistance programs and who qualifies, closing costs itemized honestly including the ones sellers usually pay, and what an inspection should tell you about the brick housing stock in this city. The last hour is your paperwork. Bring your returns, your pay stubs, whatever you have. We work through real numbers, yours, out loud if you are comfortable or quietly with me if you are not. Couples count as one seat, so bring the person you are buying with. Dates are posted about six weeks ahead and I run one most months except in December. If you attend and later do a loan with me, the price of the workshop comes off your closing costs.

A longer and more useful version of the free library session, capped at eight people so everyone gets time on their own situation. Three hours on a Saturday morning at the Meramec Street office, coffee and something to eat included. We cover what lenders actually check and in what order, credit scores and the handful of moves that genuinely raise one within ninety days, what a down payment really needs to be in St. Louis by loan type, the full list of city and state assistance programs and who qualifies, closing costs itemized honestly including the ones sellers usually pay, and what an inspection should tell you about the brick housing stock in this city. The last hour is your paperwork. Bring your returns, your pay stubs, whatever you have. We work through real numbers, yours, out loud if you are comfortable or quietly with me if you are not. Couples count as one seat, so bring the person you are buying with. Dates are posted about six weeks ahead and I run one most months except in December. If you attend and later do a loan with me, the price of the workshop comes off your closing costs.